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Documents required while applying for a car loan
Here is a list of documents one needs to apply for a car loan.
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Here’s a guide to help you improve your credit score
CIBIL score starts from 300 and goes up to 900. If your credit score is between 750 to 900, then it will be considered a good score.
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What is the role of FOIR in loan applications?
If your FOIR is low, that is, if the amount you need to repay as EMI every month is a small percentage of your loan, you can get a higher loan.
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Be credit ready before availing a loan
Make sure you factor in your monthly investments for crucial financial goals while checking your EMI affordability
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Need a post-retirement loan? Here are few tips
A smart way to convince the lender about your repayment capacity is to add a co-borrower. This person must have a stable income and good credit score
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Documents required for a home loan application
Before lending a home loan or any loan for that matter, financial institutions scan the applicant's income thoroughly
